Tax Refund

Got it back.  I love EIC and the child credit.  Gives me a nice breathing space.  I don't depend on it but I still use it for property taxes for Jodi's house and the landlord insurance.  Every thing above that is bonus.  And this year is nice.  I will pay my car insurance and have a nice bumper for work done on the car if needed.  Worked out that way last year also.  And then I did the brainy thing of spilling oil on the alternator.  I won't be repeating that trick this year.  Hoping for another year where I do not have to dip into the IRA.  It's nice to know it is there if I need it, but as long as I don't......I want to leave it alone.  I will retire someday.